Our privacy policy.

Important information for your use of our website.

Website Visitors

Like most website operators, Innovative Insurance Solutions collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Innovative Insurance Solutions’s purpose in collecting non-personally identifying information is to better understand how Innovative Insurance Solutions’s visitors use its website. From time to time, Innovative Insurance Solutions may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Innovative Insurance Solutions also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Innovative Insurance Solutions does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Gathering of Personally-Identifying Information

Certain visitors to Innovative Insurance Solutions’s websites choose to interact with Innovative Insurance Solutions in ways that require Innovative Insurance Solutions to gather personally-identifying information. The amount and type of information that Innovative Insurance Solutions gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Innovative Insurance Solutions are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Innovative Insurance Solutions collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Innovative Insurance Solutions Innovative Insurance Solutions does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of Personal Data

Innovative Insurance Solutions may collect aggregated statistics about the behavior of visitors to its websites. For instance, Innovative Insurance Solutions may monitor the most popular website account on this site. Innovative Insurance Solutions may display this information publicly or provide it to others. Innovative Insurance Solutions does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Innovative Insurance Solutions discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Innovative Insurance Solutions’s behalf or to provide services available at Innovative Insurance Solutions’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Innovative Insurance Solutions’s websites, you consent to the transfer of such information to them. Innovative Insurance Solutions will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Innovative Insurance Solutions discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Innovative Insurance Solutions believes in good faith that disclosure is reasonably necessary to protect the property or rights of Innovative Insurance Solutions, third parties or the public at large. If you are a registered user of an Innovative Insurance Solutions website and have supplied your email address, Innovative Insurance Solutions may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Innovative Insurance Solutions and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Innovative Insurance Solutions takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Innovative Insurance Solutions uses cookies to help Innovative Insurance Solutions identify and track visitors, their usage of Innovative Insurance Solutions website, and their website access preferences. Innovative Insurance Solutions visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Innovative Insurance Solutions’s websites, with the drawback that certain features of Innovative Insurance Solutions’s websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Innovative Insurance Solutions may change its Privacy Policy from time to time, and in Innovative Insurance Solutions’s sole discretion. Innovative Insurance Solutions encourages visitors to frequently check this page for any changes to its Privacy Policy.

This Privacy Policy is available under a Creative Commons Share-alike license.