Workers’ compensation insurance is important for any business. The insurance provides coverage for staff if they are injured while working. Workers’ comp insurance also covers medical costs and lost wages, plus other benefits. It is important for businesses to have workers’ compensation insurance to protect their staff and themselves. Workers’ comp can also help a business, as it ensures staff receive proper medical treatment to return them to work healthy. Workers’ compensation insurance is not required in all states; there are different state rules for this type of coverage. It may be possible to buy workers’ comp as part of other types of insurance, such as a business owners policy (BOP) or commercial general liability insurance. Insurance agents can help a business owner determine the best way to obtain proper workers’ compensation insurance for their business.